For traders
Get paid by your prop firm. Hold, spend, or withdraw from one place.
Many of our personal users got their first Walletory account from an institutional platform payout. The same wallet, now also for groceries, rent, and your next move.
Personal · Multi-currency wallet
Your money,
without borders.
A multi-currency wallet for traders, freelancers, and the globally mobile. Hold the most popular currencies. Get paid like a local. Built on the same bank-grade rails our institutional clients trust.
Free to openSegregated accountMoving in minutes
9:41
Total balance
€8,420.50
+€124 this week
Send
Receive
Card
My wallets
EUR
Euro
4,120.50
USD
US Dollar
2,840.10
JPY
Japanese Yen
32,400
SGD
Singapore Dollar
200.00
Just received
+JPY 34,000
Freelance transfer
Settled in 2.1s · JPY wallet
What you get
Three things. Done properly.
Multi-currency wallet
Local bank details and multiple currencies available (EUR, USD, SGD, JPY, PHP). Attractive FX rates. Local incoming SG transfers for free.
Walletory Card
Q1 2027Coming Q1 2027: top up your prepaid card from your e-wallet. Apple Pay and Google Pay coming soon! Note: separate terms and conditions, and fees apply.
Not available to Singapore residents
Send money anywhere
Local rails in multiple markets, real-time where they exist, same-day everywhere else. Quoted in your wallet currency before you confirm.
See supported corridorsSend money
Send abroad at a reasonable rate.
Local rails in several markets mean your money arrives like a domestic transfer, not an international one. You can find the fees and answers to most popular questions before you confirm the transaction.
- Reasonable exchange rate
- Arrives in minutes on real-time local rails
- Same flat fee for some outgoing transfers (see Pricing for more details)
EUR
- Fee41.57 EUR
- Exchange rate1 EUR = 1.0824 USD
- Arrives1–2 business days · SWIFT
USD
Indicative rates, shown for illustration. Your live quote — rate, fee, and arrival time — appears before you confirm.
Why trust us
The same rails that move millions for global fintechs,
now in your pocket.
Walletory is a Singapore-licensed payment institution. The same Walletory that settles high-frequency payouts for elite trading platforms, processes collections for global merchants, and runs complex multi-currency treasury operations.
Walletory ensures full compliance with all mandatory safeguarding requirements.
MAS
Major Payment Institution licensed since 2023
$ € ¥
currencies you can hold and convert
Who Walletory is for
Three lives. One wallet.
For digital nomads
Land anywhere. Pay locally. Stop losing 3% to FX every weekend.
EUR in Berlin, JPY in Tokyo, USD in Belize. One account, several currencies, multiple wallets. No more juggling local banks in every country you pass through.
For freelancers
Invoice in dollars. Receive in dollars. Pay rent in euros.
Local bank details in several currencies for free. Get paid like a local in any of them, and convert only when you need to, on your terms.
Personal pricing
Free to open. Honest from there.
Standard
Free
The wallet, the app, and most of what you need. Perfect for traders, occasional travelers, or anyone collecting global income.
- Multi-currency wallet · most popular currencies
- Local bank details in EUR, USD, SGD, JPY, and PHP
- Attractive FX rates
- Free incoming transfers in Singapore
- No monthly or account opening fee
Fee schedule
Valid from 1 Sept 2026
What we charge on a personal account - see all details in the full fee schedule
- SEPA
- 5 EUR
- SWIFT wire
- 0.1%, min 6 USD
- Local Singapore
- 0%
- Local PHP
- 0.3%, min 15 PHP
- Local JPY
- 3%
FX rates vary by currency and depend on the prevailing mid-market reference rate, with our margin disclosed up-front. Full fee schedule disclosed before you sign up.
Newsletter
One substantial piece per month.
No spam, no marketing automation, no “7 lessons from our journey.”
Ready when you are
Open your Walletory account today.
Free to open. Free to hold. Licensed. Verified. Moving in minutes. The wallet your trader, your freelance income, and your travel deserve.